Reference is made to the July 29, 2010 credit agreement (as amended, supplemented or amended from time to time, the “Credit Agreement”) between Igloo Intermediate Corporation, a Delaware corporation (“Holdings”), Igloo Merger Corporation, a Delaware corporation, interactive Data Corporation, a Delaware corporation (the “Borrower”), a party to the Lender and Bank of America. N.A., as administrative officer. The lenders and issuing banks have agreed to extend credit to the borrower in accordance with the conditions set out in the credit agreement. The obligations of lenders and banks issuing such a loan shall depend, inter alia, on the execution and provision of this Agreement. Concessionaires (with the exception of the borrower) are related businesses of the borrower, derive substantial benefits from the granting of loans to the borrower in accordance with the credit agreement and are ready to execute and provide this agreement in order to incentivize the lenders and issuing banks to extend this credit. Accordingly, the parties agree that “license” means any patent license, trademark license, copyright license, or other license or sublicense agreement in which any person participates, including exclusive copyright licenses, among which a licensee is a licensee listed in Appendix III. (b) Neither this Agreement nor any provision of this Agreement may be abandoned, modified or modified, except as agreed or agreed in writing by the Administrative Agent and the licensor(s) subject to such waiver, modification or modification, subject to an agreement required in accordance with Section 9.02 of the Credit Agreement; provided that the administrative agent may accept, without the agreement of an insured party, a derogation by a grantor from an agreement as defined in the concession contract, in so far as such a derogation is compatible with the authority of the administrative agent as defined in the definition of the concept of `guarantee and guarantee requirement` in the credit agreement. After reading the credit agreement thoroughly, Sarah accepts all the conditions described in the agreement by signing it. The lender also signs the credit agreement; After the contract is signed by both parties, it becomes legally binding. The reduction in the value of the security right is the main risk for the guarantee of loans with marketable assets. Financial institutions shall closely monitor the market value of financial assets held as collateral and shall take appropriate action when the value is subsequently below the maximum loan ratio set in advance. . .